The number-one concern individuals ask us is, “What possessed you to relocate to Mexico?” The number-one response we give is that we simply could no longer afford to stay in America, so we discovered a country where we could, and also relocated there.
We located ourselves in a position like many Americans: A significant illness strikes, unexpectedly, as well as though insured and with earnings, the expense of moneying the ailment merely becomes excessive. It comes to be, basically, impossible. We were not the only one.
It turns out that more than 50% of personal bankruptcies filed in 2001 were medically relevant as well as were submitted by middle-class homeowners who not just had an earnings yet also medical insurance. The prevailing myth that most insolvencies result from credit card financial debt is not true. Less than 1% of submitted bankruptcies result from credit card financial debt.
Scientists discovered that, in those checked, 1.9 to 2.2 million UNITED STATE locals filed a “clinical bankruptcy”. The average person filing for bankruptcy during the 2001 period invested $13,460 on co-payments, deductibles, and also exposed services despite the fact that they had private insurance coverage.
” Our study is frightening. Unless you’re Costs Gates, you’re just one major health problem away from insolvency. The majority of the medically insolvent were ordinary Americans who occurred to get sick. Health insurance used little security,” stated Dr. David Himmelstein, an associate professor of medication at Harvard Medical School that led the study.
One more among the research’s writers, Elizabeth Warren, stated, “It doesn’t take a medical disaster to create an economic catastrophe. A bigger share of American employees are mosting likely to have insurance that resembles a paper umbrella. It looks great, as well as it might even safeguard you in a spray, yet it melts away in a downpour.”
In the autumn of 2002, we began to really feel the sprinkle on our paper umbrella turn into an unstoppable downpour. We had to do something prior to the full force of the rainstorm tore the paper umbrella to shreds and also our lives together with it. We started to aim to various other options to buy our prescription medications as well as found them.
Other Americans are finding themselves in the exact same boat with few options from which to select. I read the other day where a married couple from Illinois filed a claim against the Federal government for the right to import prescription medications from Canada.
They lost. The court disregarded the instance. Maybe they ought to offer every little thing as well as move to Mexico as we did.
Transferring to an additional nation– one with a various language and culture– can supply several brand-new obstacles that can surprise you, shock you, and also pleasure you. It takes a bit of obtaining used to, to claim the least.
One such shock was the first time I obtained all my required prescriptions re-filled. I understood from our research to expect less costly costs yet I did not know just how inexpensive!
I mosted likely to the ATM and safeguarded a hand packed with pesos then trudged forward to the Farmacia. They were practical and pleasant yet when they informed me the total price, I had to re-ask, in my awful Spanish, if they ensured the cost.
You see, I had the ability to obtain all my drugs refilled for the cost of one, matter it, one co-pay of a name-brand drug in America! I am not making this up. A month’s supply of generic Prozac is less than $16.00 USD!
We entered a new reality where every little thing– prescription drugs, real estate, energies, food, transport, entertainment– is 25-75% less than it remains in America. My Social Security Disability income effectively covers our costs below in Guanajuato, Mexico.
Moving to Mexico– a choice for every person? I doubt it. The service? I don’t understand. What I do know is that we, and lots of other Americans, can not sit lazily by waiting for our elected authorities to work it out. We had to do something about it– drastic as it was.
That paper umbrella had not been going to last lengthy!